Foetus insurance .

Contents of this page

Extent of your coverage.

This policy provides cover for damage occurring as stated on the policy until the 7th day after the birth:

  • rejection of foetus/foal
  • stillborn or deformed
  • death, emergency slaughter and/or permanent incapacity as a result of illness, accident or lameness.

Compensation .

The compensation amounts to 100% of the insured value of the foetus.

In the case of twins, no compensation will be paid if one of the two foals is born dead or deformed or becomes permanently incapacitated in the first six days after the birth and/or dies.

If, at commencement of the policy, no recent pregnancy certificate (max. 2 weeks old) has been issued by your veterinarian based on the physical examination of your mare, we will not make any payment in the event that your mare is not pregnant. Please read the terms and conditions of XH Foetus Insurance for a full description of the cover.



The premium is 9.50% of the insured value of your unborn foal. You pay a single premium for the entire term of this policy.

The insured value will be determined on the basis of stud fees that you may multiply 2.5 times, with a maximum of € 4,500.

Request insurance.

Applications for this insurance policy require:

  • a fully completed and signed Foetus Insurance Application Form
  • in the case of mares already insured: a recent pregnancy certificate

Additional options.

If you want to continue to insure the foal after birth, you can transfer this policy based on the notification of birth.

Arrange directly?