Extent of your coverage.
This policy provides cover for damage as stated in the policy until the 7th day after the birth:
- rejection of foetus/foal
- stillborn or deformed
- death, emergency slaughter and/or permanent incapacity as a result of illness, accident or lameness
The Embryo Insurance can be requested from 45 days after the transplantation date. You also have the option of insuring the transplantation costs and/or the surrogate mare. The surrogate mare is then insured on the basis of Hippo insurance. This insurance is not available for draught horses.
Compensation for damages.
The compensation amounts to 85% of the insured value of the embryo. The payment of the surrogate mare amounts to 100% of the insured value.
In the case of twins, no compensation will be paid if one of the two foals is born dead or deformed or becomes permanently incapacitated in the first six days after the birth and/or dies.
If, at commencement of the policy, no recent pregnancy certificate has been issued by your veterinarian based on the physical examination of your mare, we will not make any payment in the event that your mare is not pregnant. Please read the terms and conditions of our Embryo Insurance for a full description of the cover.
The premium for this insurance is 10% of the insured value of your unborn foal. You pay a single premium for the entire term of this policy.
If the aggregate insured value of the stud fee and the transplantation costs > € 8,500, then the premium is on request.
Applications for this insurance policy require:
- a fully completed and signed XH Embryo Insurance Application Form
- for insured mares: a recent pregnancy certificate
- for (as yet) uninsured mares: a medical certificate (max. 6 weeks old) and a recent pregnancy certificate
If you want to continue to insure the foal after birth, you can transfer this policy based on the notification of birth.